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Workers' compensation is insurance that an employer must carry
and is required by law of all employers who have 4 or more
part-time or full-time. It is effective to the employee upon an
injury, temporary or permanent disability, or death resulting
from their job or due to an illness that is related to their
job.
Worker Compensation laws were created to ensure that employees
who are injured on the job are provided with monetary awards
without a protracted legal action or any litigation process. The
intent is to control the financial risks for employers and to
ease the path to reasonable and earned support for the employee
in his time of need. Medical care generally included under
Worker Compensation is medical, surgical and hospital services,
dental services, crutches, hearing aids, chiropractic treatment,
physical therapy, nursing care, and prescribed medications.
Additional compensation is available for the employee if you are
unable to work for more than the state law minimum(s), if you
are hospitalized as an in-patient, or become permanently
disabled due to a job-related injury or illness.
Under Workers Compensation law any Medical treatment at the
employer's expense or Insurance is intended to continue as long
as it is reasonable and necessary to care for the injury.
The Mayersohn Law Group advises that even in the most
comfortable and seemingly loyal worker – employee environments,
you should not assume that your injury or disability is utmost a
concern for the employer and their insurance company. In fact
the opposite may be the case. Seek advice from a qualified
attorney in a Workman Compensation circumstance.
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